Happy Friendship Day!

Last month February was bombarded with hearts and roses marketing for our loved ones.  In the spirt of this months’ theme, I’d like to declare a Happy Friendship Day. I am in the mood after finishing the book “The 8 Vital Friends” by Tom Roth.

Reviewing my network as described by the author, I am grateful and blessed to have someone or many someones in each categories that I have developed a close bond over time.  community-909149_1920

1. Builders.  They tend to be the motivator, the catalyst, the cheerleader. They are not competitive with you. They stay close to your and help you build your career development.  They pushes you to do more and be great. They have faith in you.

2. Champions.  They are kinda like the builders but they tend to your peers. They cheer for your and are your loyal friend. Count on them. Be their best advocate. When you succeed, they are happy. Say good things in your absence.  Tell your champion about your gratitude and they will be very happy that you acknowledge their loyalty and friendship.  When you make mistake, tell them and they will be nonjudgmental.

3. Collaborator. You are friends, belonging to the same group with common ground.  They have similar passions with you. They collaborate in action and share experience.  Brainstorm new ideas for discussion. Form a group that you enjoy. Share events and ideas. Think of them when the topics arises.

4. Companion. They are your first person you call. Take pride and sacrifice for you. A friendship for a lifetime.  Trust them with your life. Do something and no question asked.  Allow them to be in themselves. Be a good listener. Boost spirit by dignity and respect. Work through conflict.

5.  Connector.  Get to know and introduce you to others to get new people.  They are someone who introduce you to other and run a social life network.  Let friends know that they can use you as connector. Help them and reach out to them.

6. Energizer.  They are the booster who make any sour situation fun and happy. They are laughing and happy and have lots of energy.  They are cheerful.  They are always smiling, tell a joke, make you laugh, and have fun together.

7. Mind-openeder. They embrace new ideas. They challenge innovate idea and ask good questions, express new ideas, conversely.  Challaenge the conventional and status quo.  Mind opened to the challenge presented to you.

8.  Navigator, They are people you talk with when you are stuck. They talk with the pro and con about the situation and allow you to see the big overall picture.  They help you see positive while keeping you grounded.  Thye help your reach your goals. They are kinda like your mentors.

Thank you to my 8 vital friends. You have made me to whom I am today.    



Brain Booster Ideas

What are your resolutions?  I want to lose weight, save more money, and be happy.  All of these are great resolutions, but why is it that we can continue to wish for the same resolution at the strike of midnight on Dec 31st every year?

  • 50% Americans who begins an exercise program but quit with the first 6 months
  • 88% Americans who make a New Year’s Resolution.
  • 60% Resolutions are health related
  • 10% People who keep their resolutions

Where do you and your New Year’s Resolutions want to be in 6 months? 

Learning new habits and making changes are new processes that require your body be in tune with your brain.  Can we change our brain to accommodate these new changes in our body.


Old Science

    • The structure of brain doesn’t change.
    • We are born with a set number of brain cells at birth.
    • Cells are lost over time when we age. Cells deleted due to stress, toxins, and risky behavior.

New Science

    • Brain is plastic and is always growing and evolving.
    • Brain changes based on what we think, feel, eat, act (not act such as meditate), and react.
    • Brain changes in function and structure where new synapses (new neural connections are formed and connected in different region of the brain)

Our brain can adapt and be flexible to new learning with a growth mindset.  We just a strategy and understand how our brain works, function (under normal and stressed condition), and how to boost brain boost to decrease neurological disorders development, reduce depression and loss of memory.



The Art of Financial Management: Sensitivity Analysis

Financial management is both an art and science. In my previous post, the financial management tools, Return on Investment (ROI) and Sensitivity Return on Investment (SROI), illustrated the science of projecting cost and benefits for a program.  We must be aware of the level of uncertainty and unknown when we make thees project. This comes the ‘art of financial management’ – sensitivity analysis, which is a process used to discover which assumptions are critical (or sensitive) to the analysis.


This is done by testing a number of plausible values for each important variable

For example:

  • vary the discount rate
  • vary the probabilities
  • vary the cost parameter (if possible)
  • vary the benefits parameters (if possible)

Any problem, alternative, value, variable, or assumption can be subjected to sensitivity analysis.


  1. list all the variables relevant to the policy problem
  2. establish a range of likely values for each
  3. holding all others constant, test the range of values for one variable to see if any one (or all) decision criteria are affected. This establishes the sensitive variables.
  4. test the sensitive variables
  5. contingency analysis
  6. cost overrun calculation
  7. feasibility of the project

The Science of Financial Management: Return on Investment (ROI)

Return on investment (ROI) is a financial tool to measure and communicate public health effectiveness for policymakers, funders, administrators and the general public. Often time, the ROI is conducted as an afterthought, after a project is completed and the funder/stakeholders/executive board needs a report that the money that they invested were justified.  What happens if the ROI is lower than expected? We can turn back time. Instead of using the ROI as a ‘back-end’ financial tool, use ROI as a ‘front-end’ as a forecasting tool to assess the ‘potential benefits’ (in monetary terms) given the ‘cost of the program’.


Questions to Ask:

  1. Are we making the right investments?
  2. Are we becoming more efficient?
  3. What outcome/benefits are we getting for our buck?
  4. What is our budget accomplishing?
  5. Are we being resourceful?

The purpose of measuring the ROI is to analyze Investment effective to generate profit or benefits and is often expressed in percentage (%).

ROI = [ (cost of the benefits) – (cost of program) ] / (cost of program) * 100% 

When the ROI is greater than what your rate of return, expected value, or threshold of acceptability, then this project/program/policy is probably worth investing.  However, we cannot predict the future (financial tool) is a crystal ball. However, we can conduct a ‘sensitivity analysis’ to assess a range of unknown variables, uncertainly, and unpredictability that may impact our risk tolerance.

Subscribe and stay tune for the next post on “Sensitivity Analysis.”